As an expat, taking out a dental insurance in Spain is a matter of saving money and having smooth and quick access to dental care professionals when in need without unending waiting lists.
Reducing the risks of gum disease or tooth decay to improve your oral health doesn’t need to be expensive if you contact the right dental insurance provider. It may even be the case that your dental insurance is included in your general private health insurance. Contact us and we’ll find out.
Public Dentists and Dental Insurances in Spain
In Spain the vast majority of dentists are private and compete with each other in prices and treatments to offer their services. Even as a citizen of the European Union in possession of your European healthcare card you probably won’t be covered by the few public dentists available in the Social Security system. That means that you’ll need to go to a private dentist or take out a dental insurance for you and your family.
The Spanish National Dentist Association states that 6 out of 10 Spaniards take dental care into serious consideration. That is why an estimated 3 million people already have a private dental insurance in Spain according to figures released by ADE Group, a company specialized in dental treatments.
Saving Money on Your Dental Insurance
Determining your need for dental assistance is paramount in order to choose a dental insurance and the right coverages. How many times a year do you visit the dentist, what kind of treatments do you need or if the family has children or teenagers are some of the questions to ponder on before looking for the right dental insurance policy. Saving money depends on matching the needs with the coverages and then finding the insurance that matches your budget. It is estimated that a dental insurance can reduce your healthcare costs by 40%. We at Cogesa Expats are local specialists in insurances in Spain and can help you during this whole process.
Did you know that some insurance policies cover dental care for children under the age of 15? Or that you might have access to some preventive dentistry at zero cost while other treatments are discounted? That’s where we help you save money while not risking your health by working with the best dental clinics and qualified dentists.
Basic Dental Insurance Coverage
How should a basic dental insurance coverage look like? Well, let’s consider some of these services:
- general and preventive dentistry services (reviews, diagnostic tests)
- free annual dental check
- oral cleaning, fluoridation or extraction
- 24-hour emergency service
Depending on the insurance and the coverage some of these added services are offered for free or with a discount price:
- tooth fillings
When taking out a dental insurance it is also important to find out if other treatments and procedures such as radiology, stomatology, maxillofacial surgery or warranty on materials used including implants are covered in the policy or offered at a reduced rate and if there are any age limitations for insurance coverage.
Contact us at Cogesa Expats here to help you find the right dental insurance for you and your family or fill the form below and we will get in touch shortly after.