Retiring in Spain is one of the most desired lifestyle choices among international expats and for good reason. With its beautiful beaches, rich and diverse culture, vibrant outdoor lifestyle, amazing food and relaxed pace of life, Spain offers an ideal setting for those looking to enjoy their golden years to the fullest.
This new chapter should be all about enjoying life, not worrying about access to quality healthcare. But if you’re over 60, finding a private health insurance plan that truly covers your needs, without complex medical questionnaires or costly premiums, can be a real challenge.
That’s where at Cogesa Expats comes in. We offer you a health insurance designed exclusively for individuals aged 60 and over, regardless of pre-existing conditions. Whether you’re planning to spend your retirement years in the sun or are already settled in Spain, this plan offers comprehensive coverage with affordable monthly rates.
We help Expats over 60 finding good insurances in Spain
Why Choosing Cogesa Expats
At Cogesa Expats, we specialise in helping international residents in Spain find the coverage that truly fits their needs. We know that life after 60 deserves peace of mind and reliable protection.
That’s why we work with insurers offering plans specially designed to support your lifestyle and priorities, with key advantages such as:
- No age limit
- No medical questionnaire needed
- Valid for all types of pre-existing conditions
- Coverage starts from day one
- Access to the best doctors and clinics in the country
Core benefits included
From 39€/month you’ll enjoy:
- Primary medicine for day-to-day health services
- Fast-track appointments with medical specialists (cardiology, ophthalmology, rheumatology, etc.)
- Rapid diagnostic tests like blood tests, X-rays, ultrasounds and advanced procedures such as MRIs and CT scans
- Second medical opinion from top national and international specialists on conditions like cancer, heart and brain diseases, kidney failure or Parkinson’s, no travel required. Expect a response in just 10 business days.
- Annual health Check-Up including consultation, complete blood test, electrocardiogram and follow up consultation.
- Dental care services such as consultations, diagnoses, extractions and cleanings.
- Other specialists such as Psychology, Physiotherapy, Podiatry.
- Emergency care at home provided by sending a general practitioner and/or nurse to you when you’re unable to get to a clinic
Innovative Digital Services
Our plan also gives you access to high-tech tools that support your health in smart and proactive ways:
Telemedicine: An easy way to talk to specialists through phone or videocall, you decide when and how. Enjoy also from the Online Medical Chat to resolve doubts without prior appointment
Selfie-Health: An innovative solution that allows you to obtain more than 10 important health indicators for your health with a simple facial scan.
Symptom Checker: An artificial intelligence virtual assistant that provides insights into potential conditions based on your symptoms, recommending appropriate specialists.
My emotional Well-Being: An exclusive online platform for mental and emotional health offering courses on mindfulness and stress management, nutrition, yoga and much more.
More added value
- Help at home after surgery or hospitalization (up to 30 hours)
- Discount vouchers for dental care, glasses, hearing aids and wellness services
- No co-payment on many essential services
- Additional coverage options available to match your individual lifestyle or preferences.
Contact us for a free quote or to discuss your options or fill out the form below and we will contact you as soon as possible.
FAQ about the health insurance for expats over 60
1. What’s the maximum age to obtain this health insurance?
There is no maximum age. Anyone over 60 can enrol in.
2. Can I use the tests and results from this insurance within the public healthcare system?
Yes. If any health issue is identified through diagnostic tests covered by this insurance, you can provide those results to your doctor in the public healthcare system to support follow-up care.
3. Is my health insurance valid from day one?
Yes, you’ll be able to enjoy all the services from your plan right away except for some high-tech tests such as mammography, densitometry, CT scan and MRI which require a 5-month waiting period.
