As of April 3rd, 2025, Spain has ceased issuing Investor Visas—commonly referred to as Golden Visas—previously granted to non-EU nationals who invested €500,000 or more in property.
However, any investor visas and authorizations that were already in effect on the date this transitional provision came into force will remain valid for the duration for which they were originally issued.
Additionally, the law states: “If renewal applications are submitted, they will be processed and decided in accordance with the regulations that were in force at the time the original authorization was granted.”
In other words, the new legislation includes a transitional clause that protects investors and their family members who applied before the changes took effect. (From 2023 eligible individuals and families can apply for a Digital Nomad Visa in Spain)
Between 2013-2025 The Golden Visa Program Accepted Investors in Spain
Health Insurance requirements for Golden Visa Holders, where we can help
- Issued by an authorized insurance company operating in Spain.
- Offers full medical coverage, equivalent to the Spanish public healthcare system.
- No co-payments or deductibles.
Note: Travel Insurances are not accepted.
FAQ about the Golden Visa and Healthcare Insurance in Spain
What is the Spanish Golden Visa?
Is a residency permit that allowed non-EU citizens to live in Spain through significant investments in real estate, public debt or shares.
Is the Spain Golden Visa Abolished?
Yes. On January 3, 2025, Spain’s Official State Gazette (BOE) published Organic Law 1/2025, which abolished the Investor Visa *(Golden Visa) program. The final date for application submission was April 3, 2025.ç
Is it mandatory to maintain private health insurance if you already have the Spanish Golden Visa?
Yes. To renew your Golden Visa residence permit, you must maintain a valid private health insurance policy that offers full medical coverage in Spain, with no co-payments or waiting periods. The policy must be from a provider authorized to operate in Spain.
Is public healthcare sufficient for Golden Visa holders?
No. Even if you gain access to the Spanish public health system, for Golden Visa purposes you must still hold a private insurance policy that meets all the original requirements. Public or subsidized healthcare alone is not accepted when renewing your residence.
Do family members included in my golden visa also need private insurance?
Yes. Every family member under your golden visa residence must have valid individual or family private health insurance that complies with the requirements. Insurance must remain valid throughout the residence period for each person.
Cogesa Expats: Your Trusted Insurance Broker for the Spanish Golden Visa
We at Cogesa Expats can help you speed up the process of taking out your medical insurance as a non-EU citizen and ensure the procedures run as smoothly as possible while considering all the details, offering:
- Online process — get insured before you even arrive in Spain.
- No copayments and full national coverage.
- A certificate for your visa application.
- Personalized support in English and other languages like Italian, Dutch, Swedish and Bulgarian.
If you need more information about your particular situation and would like to get a free quote for your medical insurance in Spain in connection with your visa application let us know by contacting our team of experts or filling the form below.
If you need more information about your particular situation and would like to get a free quote for your medical insurance in Spain let us know by contacting our team of experts or filling the form below.
